Trusts - Munro & Noble

Whether made during your lifetime or as part of your Will, trusts are a useful method of exercising control over your assets and providing protection. A Trust can allow you to choose other people to look after and manage your assets and control how and when beneficiaries are to receive. These can be useful in the context of protecting money until children are of age, or protecting the position of beneficiaries who do not have full legal capacity and can be created on a discretionary basis. The uses of Trusts are not restricted to measures planned to save or reduce tax liability.

The constitution of a Trust is a significant matter and should only be done with appropriate professional advice.

Neil Speight

Consultant

Neil brings over 30 years’ worth of experience to his role as Consultant in our Wills and Executries department where he deals with the preparation of Wills, Powers of Attorney, “Future planning” and Executry administration. After graduating from the University of Edinburgh in 1990, Neil trained with the firm of MacArthur Stewart with whom he worked until the late ‘90s when he joined the firm of MacNeill & Critchley, becoming a partner there, carrying out a broad range of conveyancing work as well as dealing with Wills, Powers of Attorney and Executries. Following the merger of his firm with Macleod and MacCallum, Neil spent three years as Head of the Private Client department there before joining Munro & Noble in November 2020. Outside work Neil spends most of his time cycling and/or running up and down hills and is a more or less active member of Highland Hillrunners.

neils@munronoble.com Full Profile

Christina Cummings

Solicitor

Christina Cummings joined Munro & Noble in February 2026 as a Private Client Solicitor, based in the Inverness office and also covering the Aviemore area. She brings a wealth of experience gained through a unique and dedicated route into the legal profession.

Christina began her career with Citizens Advice Bureau and Citizens Advice Scotland before returning to the University of Edinburgh to complete her Diploma part-time. She moved back to Inverness in 2022, working as a paralegal and gaining additional court experience during her traineeship, before qualifying as a solicitor in November 2025.

Christina is delighted to be working in Private Client practice and is passionate about supporting individuals and families. Alongside her role, she volunteers as a Panel Member with Children’s Hearings Scotland.

Outside of work, Christina enjoys cooking, road trips, spending time with friends and walking her cocker spaniel, Jarvis, who keeps her busy with his boundless energy.

christinac@munronoble.com Full Profile