Inverness 01463 221727 | Dingwall 01349 866777 | Aviemore 01479 788688

Inverness 01463 221727

Dingwall 01349 866777

Aviemore 01479 788688

What's been happening at Munro & Noble

20th August 2019
When life gets busy and budgets are stretched, safeguarding your finances can often be overlooked. Taking the steps to protect your family’s future can be made easier with professional advice. Recent clients of Munro & Noble Financial Services explain their ‘cover story’: “We engaged Hamish to look at our mortgage options last year as we were coming to the end of our fixed rate period   Read more ...
Cover Stories: Life and Critical Illness

25th July 2019
Conveyancing Partner Bruce Miller explains why using a Solicitor Estate Agent can save you time and money when it comes to buying and selling property. In our last blog post: ‘High Street vs Online Estate Agents’, we looked at how quality high street Estate Agents like Munro & Noble will often achieve a better selling price for a property than an online agent. We also calculated that this   Read more ...
Why Use a Solicitor Estate Agent?

15th July 2019
Like most things, the digital age has changed the face of Estate Agency. No longer is the local newspaper the main form of property advertising, instead the use of smartphones, Social Media and online platforms such as Rightmove and Zoopla provide instant access to the market. However, the most notable change in Estate Agency in recent years is the emergence of online-only Estate Agents.  The way that buyers search   Read more ...
High Street Estate Agents vs Online Agents

8th July 2019
What does the word “croft” bring to mind? Some will picture a house, perhaps a one and a half storey, whitewashed building of a traditional design in a West Highland or Island setting. For others, it is a small farm, perhaps in an upland area. For the lawyer, a “Croft” is defined by the Crofting Acts. It used to be (fairly) simple.   In the   Read more ...
What is a Croft and where to find one?

26th June 2019
A pre-nuptial agreement is a written contract entered into prior to marriage and which marks provisions for assets and income in the event of divorce. No longer are they for the rich and famous but are instead a normal part of marriage preparations.   It looks to regulate some, if not all, financial matters which may arise from separation or divorce.  Commonly people think this means they are   Read more ...
Pre-Nuptial Agreement: Planning to fail or failing to plan?

19th June 2019
Today, all Solicitor firms are required by Anti-Money Laundering Regulation (AML) to thoroughly check how a client has obtained their wealth and from which account(s) the funds are to be transferred from.  At the outset of any conveyancing transaction, clients will be asked to provide two forms of identification. The first form of identification, should be photographic and consist of either a passport or driving licence and the   Read more ...
Buying a Property: Why do I have to prove my Source of Wealth?

11th June 2019
Yet more regulation is pending for landlords of residential properties.  Currently all landlords must have an Energy Performance Certificate (EPC) for their rental property and this must be made available to the tenant and displayed at the property.  New regulations start to come into effect next year and the Scottish Government are to publish guidance on this imminently. The first stage will require every rented property to have   Read more ...
Energy Efficiency Standards for Rented Properties

29th May 2019
For the final instalment in our May First Time Buyer mini-series, we’re taking you through the steps to finding your perfect first home. If you’ve been following throughout the month, you’ll have received advice from our conveyancing Solicitor Alida Bryce, who explained the Government’s Help to Buy Scheme allowing First Time Buyers to purchase a property with a low deposit. Our in-house   Read more ...
First Time Buyers: Finding Your Perfect Property

15th May 2019
Conveyancing Solicitor and Partner Alida Bryce talks about the options available to First Time Buyers with a low deposit. The new financial year for the Help to Buy Scheme started at the beginning of April. If any First Time Buyer would like to buy a property using the Help to Buy Scheme they can apply to buy a new build home without having to fund its entire cost and will   Read more ...
First Time Buyers: Funding Your Property Purchase

9th May 2019
Hamish Malcolm of Munro & Noble Financial Services guides first time buyers through the process of securing a mortgage. Recent statistics show that the number of first time property buyers has increased by 4% in the last 12 months. For those with minimal deposits, the mortgage lenders are responding positively, with the number of 95% Loan to Value products increasing from 246, 12 months ago to now over 300.  The average 2 year interest rate on   Read more ...
First Time Buyers: Preparing For Your First Mortgage

8th May 2019
We enjoyed a fantastic day at the Junior Highland Games at Gordonstoun last weekend.  This year, the games were raising money to support three brilliant charities: Scottish Network for Arthritis in Children (SNAC), Moray Fresh Start and Mikey's Line Inverness. Thank you to everyone who came along to visit our stand!
Munro & Noble at Gordonstoun Junior Highland Games 2019

1st May 2019
On Monday, the Law Society of Scotland held a seminar entitled ‘Cross Border Conveyancing’. Our Associate Solicitors Laura McCarthy and Kay Bevans Brown were invited to be two of the panel’s key note speakers. By employing solicitors qualified to practice in both Scotland and England & Wales, Munro and Noble are uniquely placed to offer clients a cross border conveyancing service. At the seminar, Kay and   Read more ...
Our Solicitors Laura McCarthy and Kay Bevans Brown deliver a Seminar at the Law Society of Scotland

25th April 2019
Highland Hospice: ‘Make a Will Month’ May During the month of May, Jill Miller Solicitor and Partner in our Dingwall office will be available to draw up your Will, in support of Highland Hospice. All you need to do is make an appointment during May with Jill Miller and provide a donation to the Highland Hospice. [Indicative donation amount being, single Will £100.00, pair of basic ‘mirror   Read more ...
Highland Hospice Make a Will Month

10th April 2019
Munro & Noble is delighted to be working with Mary MacFarlane of John Home Wealth Management, Senior Partner Practice of St. James’s Place Wealth Management. Based in Inverness, John Home Wealth Management offer a comprehensive range of wealth management solutions, including retirement planning, investment planning and inheritance tax planning. Mary and the team at John Home Wealth Management are committed to providing a highly personalised level of service   Read more ...
Munro & Noble Partnering with Mary MacFarlane of John Home Wealth Management

5th April 2019
Find the Easter egg hidden somewhere on our website to be in with a chance of winning Afternoon Tea for Four at the Kingsmills Hotel, Inverness! How to Enter: If you find the Easter egg image, screenshot a picture and email it to us along with your name– catherinej@munronoble.com We’ll draw a winner at random who will enjoy an afternoon tea for four at the   Read more ...
M&N Easter Egg Hunt - WIN Afternoon Tea for Four!

25th March 2019
Munro & Noble is delighted to announce that Fiona Williamson has obtained her Propertymark qualification in Estate Agency services. The firm strives to provide excellence in client care, coupled with the most appropriate service possible. We recognise that the best way to achieve this is to invest in our staff training. Unlike the highly regulated Scottish Lettings industry, an Estate Agency is currently not regulated and staff do not require   Read more ...
Fiona Williamson achieves Propertymark Estate Agency Qualification

4th March 2019
Munro & Noble regularly host solicitor surgeries in Thurso, at the Pentland Hotel. This has proved particularly popular for individuals with a family law concern and for corporate organisations looking for sound commercial advice. As practising law becomes more diverse, Munro & Noble recognises that their lawyers need to be trained within different specialisation. This means that although the lawyer attending the solicitor surgery may not practise the specific area   Read more ...
Munro & Noble Solicitor Surgery

12th February 2019
Following the success of the inaugural Finance Awards in 2018, the event is being hosted again at the Kingsmills Hotel on 26 April 2019. Munro & Noble is delighted to be partnering with Close Brothers to bring together this event, celebrating the success of local businesses in raising finance. Media Partner SPP wrote: We are currently living through uncertain times and this lack of political and economic clarity means traditional forms of commercial   Read more ...
Highlands and Islands Finance Awards

25th January 2019
We know that your home is probably the single largest investment you’ll ever make, so choosing the right agent that you can trust to get the best results for you is an important step in the process of selling your home. At Munro & Noble we understand you desire the very best in customer care and that you wish to achieve the best price for your property. Obtaining   Read more ...
Trust Munro & Noble to achieve the highest selling price for your property

10th December 2018
With the rise of online-only Estate Agents offering 'no commission' or seemingly cheaper options than their high street counterparts, it's little wonder that brands such as Purple Bricks and Emoov are shaking up the market. Potential sellers are drawn in by the prospect of selling their property without commission eating into their profit. This is understandable, every seller wants to achieve the best possible end result when selling their   Read more ...

30th October 2018
In comparison with many areas in Scotland, the Inverness economy is relatively buoyant. Population growth in Inverness is predicted to continue at pace. Hence, logic may suggest an established Highland law firm such as Munro & Noble would be prepared to sit back and embrace the Inverness growth opportunity and continue to expect their outlying clients to make the journey into the Highland capital. Not so. Unlike banks which are   Read more ...
Munro & Noble engage with clients in rural communities in the Highlands

23rd August 2018
Laura McCarthy, qualified in both Scottish and English Law examines the differences between the Scottish and English property conveyancing systems. As a dual qualified Solicitor practising in the Highlands I am often approached by clients wishing to buy a property in England and sell their home in Scotland and vice versa. Whilst there are fundamental differences in the English and Scottish conveyancing processes it is possible for the two to   Read more ...
Scottish and English Conveyancing Systems Explained

12th June 2018
Eight of the firm's bravest ladies put aside their inhibitions and danced in front of a very appreciative crowd at Eastgate Shopping Centre. The shopping centre was raining funds for the ARCHIE Foundation, Great Ormond Street Children’s Hospital and MFR Cash for Kids. Mary Nimmo, partner and Chairperson for the ARCHIE Foundation Highland Appeal said: “We have had great fun supporting Jackie Cuddy and her team   Read more ...
Fundraising for the ARCHIE Foundation

3rd April 2018
We are delighted to announce that from today Munro & Noble and George Street Law of Dingwall have joined forces under the Munro & Noble brand. The move will increase the firm’s employees to in excess of 50 and see the launch of a new property shop at 4 Church Street, Dingwall, IV15 9SB. George Street Law’s team of five will join the Munro & Noble team and   Read more ...
Senior Team at Munro and Noble

8th March 2018
Munro & Noble would like to apologise for not being unable to attend our Solicitor Surgery in Thurso earlier this month. Heavy snow fall prevented us making it further north than Tain. New dates for our next attendance at the Pentland Hotel between 12.00 midday and 5.00 pm are: Friday 6th April 2018 Friday 11th May 2018 In attendance will be Mary Nimmo partner. Mary deals with all types of Family matters and commercial   Read more ...

2nd March 2018
Friday 2nd March 2018: Due to the adverse weather conditions, we regret to inform you that our solicitors surgery scheduled for today between 12.00 and 17.00, at the Pentland Hotel in Thurso has been cancelled. Details of the re-schedule surgery will be posted in the forthcoming editions of both the Caithness Courier and John O'Groats Journal. Please accept our sincere apology for any inconvenience.   

1st December 2017
The financial press has been very active over recent months regarding landlords and the changes to ‘Buy-to-Let’ mortgages. With the new Private Rental Tenancy Agreement commencing today, 1st December 2017, Landlords have been considering alternatives for their property. Here in the Highlands and Islands, a number of commentators have been suggesting potential benefits in converting ‘Buy-to-Lets’ into holiday accommodation. However.... A Note of Caution: It is   Read more ...
Buy to Let Property Inverness

28th November 2017
Current Short Term Tenancies are not affected by the change. However, all new tenancies from the 1st December 2017, are now Private Residential Tenancies. The Scottish Government have provided a model tenancy agreement. BUT, does one size fit all? Here at Munro & Noble Lettings we have customised the model tenancy agreement in order to best protect your interests as the landlord. Contact: Lynne Jack, Rachel Thomson or Denise Thorne on 01463 221727,   Read more ...
Private Residential Property Inverness

23rd November 2017
As part of The Chamber of Commerce's Highland Business Week, Munro and Noble Financial Services Ltd, (MNFS), co-hosted the biggest SME finance event outside of the Central Belt this year. Along with Close Bros Asset Finance, the seminar attracted an audience of nearly 50 business owners and advisers, who were keen to find out more about non mainstream lending options. Since the event we have been busy helping local businesses   Read more ...
Alternative Business Finance seminar hosted by MNFS

8th November 2017
********* ESTATE AGENCY WINTER SALE *********  For the months of November and December, Munro & Noble Property Shop team, Inverness Estate Agent Gold Award Winners 2017, are offering to sell your property for 25% off our standard Estate Agency Fee. This offer applies to all new instructions we receive during the promotional period. Don't delay, call us today on 01463 22 55 33 for a free no obligation Market Value Appraisal.
Munro and Noble Estate Agency Inverness fees reduced. Sell your property at 25% discount

6th November 2017
Munro & Noble is proud to continue to support the Living Wage Foundation.  From today, the Living Wage has been increased to £8.75 per hour. As a firm we have made a commitment to ensure that not only our staff, but also any sub-contractors that work on behalf of the firm, are paid at least the Living Wage.  According to Poverty Alliance, low pay is a major factor   Read more ...
The Living Wage, Poverty Alliance

7th September 2017
Munro & Noble, based on Church Street in the Highland capital, has been awarded a prestigious industry accolade in recognition of outstanding customer service. The firm has won the Gold Award for the Inverness area and now qualifies for the national annual British Property Awards final to be held this coming weekend in London. The British Property Awards aim to highlight and reward excellence within the UK’s residential   Read more ...

6th September 2017
In recent times it has become evident that the amount of work Munro & Noble are undertaking for many residents and businesses within the region has increased significantly. In response to that, the firm have decided to make an investment and open a dedicated office to serve clients in the area. The Munro & Noble Aviemore branch opened on Friday September 1st at Ghuilbin House on Grampian Road in the   Read more ...

16th August 2017
Are you thinking of a new approach to managing your tenancy?  Perhaps you do not currently have a Letting Agent and are concerned about the implications of the new regulations. If so, call Lynne or Rachel on 01463 221727. At Munro & Noble Lettings, we are registered with ARLA (the Association of Residential Letting Agents) and SAL (the Scottish Association of Landlords). We are ready to comply with and advise on   Read more ...
Rental Property Inverness

27th July 2017
In a striking judgment issued on 26th July 2017, the UK Supreme Court ruled that Employment Tribunal fees introduced in 2013 were unlawful. Lord Reed provided the leading judgment of the Court of seven judges stating that the legislation introducing the fees “effectively prevents access to justice and is therefore unlawful”. The judgment provides a comprehensive analysis of the role of courts and tribunals in society and examines closely the   Read more ...
UK Supreme Court Scales of Justice

23rd June 2017
Letting out a property, or properties, can generate instant income. Once all the correct legislation is in place and you are registered as a landlord, then you are good to go. So, who lets out their property? There are so many reasons why people decide to let out a property: An investment opportunity to be a ‘Buy to Let’ investor.  The return you can receive on your   Read more ...
The Key to Letting your Property

21st June 2017
The legal system here in Scotland is different to that of the rest of the UK. A lawyer that is qualified to act here, will not be able to act for you in matters out-with Scotland, unless they are dual qualified. Here at Munro & Noble, Laura McCarthy is a dual qualified Solicitor. This means Munro & Noble are able to act for clients with matters that straddle the UK   Read more ...
Dual Qualified Solicitor

14th June 2017
A MASSIVE congratulations to our Munro & Noble Moonwalkers Shona, Rachel, Lorraine and Lynne for completing the Edinburgh Moonwalk Marathon 2017 and for raising over £1,400 for vital breast cancer causes!! Our fabulous ladies walked 26.2 miles around Edinburgh's streets on Saturday...throughout the night!! There's still time to donate here: https://moonwalkscotland2017.everydayhero.com/uk/team-highland-doggers
Walk the Walk Edinburgh 2017 for breast cancer charity, Shona, Lynne, Lorraine and Rachel

15th May 2017
Munro & Noble are delighted to welcome Hamish Malcolm to the group. Hamish joins Munro & Noble Financial Services Limited to undertake: Residential and commercial mortgages Life, critical illness and income protection insurances Commercial loans. Hamish joined Bank of Scotland in Inverness directly from school in 1986. He completed his banking exams whilst on his first posting to Gairloch. Following this, he went on to spend most of the 90s working   Read more ...
Hamish Malcolm

28th April 2017
INVERNESS-BASED COMPANY ACQUIRES AIRLINE GROUND SERVICES PROVIDER AT ABERDEEN INTERNATIONAL AIRPORT Dalcross Holdings Ltd, based at Inverness Airport, yesterday acquired Aircraft Services International Group (ASIG) at Aberdeen International Airport (AIA) from Edinburgh-based John Menzies Plc.  Highland legal firm Munro & Noble acted for Dalcross Holdings Ltd, with lead solicitor Peter McLuckie coordinating the complex transaction. All ASIG staff have transferred on their existing terms and conditions to Dalcross Handling    Read more ...
Inverness Airport (Picture Source BBC)

20th April 2017
Health and Safety Alert - Agriculture Fatality Rate 20x Higher for Agriculture than other Industries Fatal injuries in the UK Agriculture, Forestry and Fishing sector have historically been much higher than in other industries. In its last sector specific report issued in October 2015, the Health and Safety Executive (HSE) highlighted that the rolling average fatality rate in the sector was 9.12 per 100,000 employees, compared with an average over all industries of 0.46   Read more ...
Scottish Agriculture Fatality Rate higher than other industries

23rd March 2017
Gender identity is defined as a personal conception of oneself as male or female (or rarely, both or neither). This concept is intimately related to the concept of gender role, which is defined as the outward manifestations of personality that reflects the individual’s gender identity. The writer has recently attended a conference where they were informed that the social media networking site, Facebook, offer 51 different gender   Read more ...
Munro Noble discuss the gender identity act 2010

24th February 2017
When parents separate it is often difficult to process the reality that even though they will not be a couple, they will still be parents. A separation can be a traumatic experience for a child at the time but it does not need to cause permanent damage. It would only cause damage where there is conflict involving the children. They may feel that they are the reason for the separation.    Read more ...
Child conflict and speration, Munro Noble discuss.

16th January 2017
The Westminster Government has in the past been un-sympathetic with regard to releasing public subsidies for onshore wind generation. However, in 2013, hope was given to projects on Scottish Islands on the basis that there may be a case for treating them differently. No concessions were granted in the latest round of incentives announced in November 2016 but a consultation was issued seeking views on whether special treatment should be given. Affected   Read more ...
Wind Farms, Munro Noble highlight the situation

19th December 2016
Settlement agreements are used as a means of a “clean break “and brings an employment relationship to an end in a mutually agreed way. It is unfortunate that in some circumstances an employer and employee may feel that their employment relationship is no longer working and a ‘clean break’ is the best way forward. In these situations both parties can agree the basis for terminating the   Read more ...
Settlement and agreements, Munro Noble advise the best way.

12th December 2016
Scotland’s land ownership system is changing, with a drive to get all landholdings onto a digital, map-based register. For owners, moving to Scotland’s land register brings greater clarity and security. The Land Register of Scotland is a publicly-accessible, digital register of land ownership. Once complete, it is intended to deliver a full picture of who owns Scotland, and make buying and selling property easier, faster and   Read more ...
The Scottish Highlands - Who owns Scotland? Munro Noble asks the question

5th December 2016
What is Collaborative Law? Collaborative law is an effective dispute resolution model which engages the unique problem solving skills of lawyers solely in service of achieving the best possible outcome for their clients. It was first introduced to the UK in 2003 – however it is, and has been, widely used in both the United States and Canada for many years. The ability of collaborative law to engage the most positive   Read more ...

28th November 2016
As Will Aid Month draws to a close, we have devised 10 reasons to have a will in place. Plan for your future, make a will. 1.     In Scotland, the law provides a set of rules which will apply – with certain prior rights to your spouse, legal rights to spouse and children and the remainder of the estate passing depending on your surviving family. A will would   Read more ...

22nd August 2016
The Great Munro & Noble Bake Off  Today, we were thrilled to have our very own Mary Berry (Pat Johnston) and Paul Hollywood (Gordon McIntosh) in our Property Shop Monday morning bake off.   Spirits were high as our contestants impressed us with their delicious dessert skills. We are currently on the egde of our seats waiting for the final results of our baking competition. Visit our Facebook page   Read more ...

19th August 2016
The Equality Act 2010  prohibits  discrimination, whether direct or indirect, victimisation or harassment. The Equality Act sets out a non-exhaustive list of ‘characteristics’ which are protected by law. These are narrated as follows:  age, race, sex, religion, sexual orientation, gender reassignment, pregnancy or maternity, civil partnership or disability.  A recent study has revealed that almost two- thirds of individuals have suffered sexual harassment at their   Read more ...