Inverness 01463 221727 | Dingwall 01349 866777 | Aviemore 01479 788688

Inverness 01463 221727

Dingwall 01349 866777

Aviemore 01479 788688

What's been happening at Munro & Noble

29th July 2020
Munro and Noble are delighted to join the Scotland Loves Local campaign. The Scotland Loves Local campaign is a national initiative designed to encourage Scots to go back to their roots, think local first and support their local town centres safely and in line with public health guidelines. The outbreak of coronavirus has caused significant challenges for our town centres, high streets and local businesses. They have lost out on   Read more ...

18th June 2020
An update on the current position of Lettings in Scotland. As you are aware we are currently in phase 1 of the return to normality. The Scottish Government have not reopened The property market during phase 1 and as such the scope of property work has been limited. We are still working remotely from home and our office has not yet reopened. However , we have tried to maintain a service as close   Read more ...

17th June 2020
In recent weeks the Scottish Government, the Law Society of Scotland, Registers of Scotland and other agencies have been working to bring in changes to existing practices to allow more flexibility in conveyancing procedures and the property market. A number of changes have been introduced which will be of benefit to some.  They may not have a direct impact on everyone who has an interest in the property market   Read more ...

4th June 2020
THE UK PROPERTY MARKET – A NEW DIGITAL ERA? There is no doubt that the current Covid-19 crisis and pandemic has affected the property market in the UK. It has been interesting as a dual qualified solicitor, to compare how Scotland and England/Wales have responded differently to the Coronavirus outbreak. The difficulties facing conveyancers throughout the UK are largely the same. Firstly, mortgage surveyors/valuers have been unable to   Read more ...

8th May 2020
The Munro and noble want to say thank you to all NHS Highland and all Carers working in the highlands. Please join us every Thursday at 8pm to clap for carers.

7th May 2020
At Munro and Noble we have a team of specialist Lettings Agents and Solicitors who are on hand to discuss any concerns that you have, and to provide you with advice tailored to your personal circumstances.   The Current Situation On the 6th of April Coronavirus (Scotland) Bill received Royal Assent, and became part of the law.  It introduced additional measures in an attempt to prevent unnecessary evictions, benefiting   Read more ...

5th May 2020
Munro and Noble are offering free support to NHS Highland staff or Carers based in the Highlands. To find out more, call us on 01463 221727

27th April 2020
Munro and Noble main office in Church street, Inverness was changed to show our appreciation to all key workers and our amazing NHS staff. Staff joined together via video conference from across the area to join in with applause. Please join us this Thursday to thank them too.

3rd April 2020
While interest rates and fees always form the basis of why an adviser would recommend a particular lender to a client ; in the present climate there are other points to consider. Maximum loan to value.   We are seeing lenders all applying different thresholds for purchases and remortgages.  One lender who pulled back to 60% loan to value last week has this morning changed back up to 80%.  Others   Read more ...

3rd April 2020
Land registration is a key part of the conveyancing system in Scotland. It applies to residential, commercial and agricultural property.  No property can change hands in Scotland without being registered in the Register of Sasines or the Land Register of Scotland. Due to the outbreak of Coronavirus, on 24 March 2020 the Registers of Scotland closed its offices which had significant impact on property transactions.  The Registers of Scotland can   Read more ...

2nd April 2020
This Bill is likely to come into force next week. Among other things, the Bill contains provisions that if passed will: * enable the property registers to continue to function and accept new applications * extend the existing 35 day period that an Advance Notice provides to applicants for a period of 10 days after the registers are fully reopened allowing essential property transactions already in progress to proceed to settlement * allow people to   Read more ...

31st March 2020
We are living in changed times. The virus has been all consuming and has certainly stopped the world from doing almost everything, but spin. Away from the empty streets that are devoid of almost all human interaction, our broadband networks have been buzzing with activity. And the business of running a law firm, meeting client requirements and expectations, must continue. Today, Munro & Noble are ‘virtually’ raising a   Read more ...

25th March 2020
We hope that this finds you well. The current COVID-19 outbreak is affecting all aspects of society and it is important in order to protect ourselves, others and Scotland’s NHS that we all do whatever we can to minimise and control the spread of the virus in line with local and national Government guidelines. In light of recent announcements Munro and Noble staff will be working from home   Read more ...

23rd March 2020
Please note that Munro and Noble offices in Inverness, Dingwall and Aviemore will now have no public access. The MN team will continue to work for all our clients. However, if you require to speak to one of our Solicitors, one of the Financial team or one of our Property team, then please call Inverness office on 01463 221 727 or Dingwall office on 01349 866 777  

20th March 2020
Munro and Nobles top tips for working from home. Some of us have already been forced to work from home. But no matter if we find doing this simple, it is crucial that we all separate our work and home life and space. If this is by creating times where we step away from the home desk or just stepping into the garden for some fresh air, then this will   Read more ...
Munro and Noble staff tips on how best to work from home

3rd March 2020
It is considered to be an emotional rollercoaster whether first time or not. Even though buying and/or selling a home is one of those life events that you actually plan for it is nevertheless a complex process which is why it is considered to be one of the most stressful life experiences. It is almost certainly up there with bereavement and divorce. All lawyers will have moved house at   Read more ...
Take the Stress Out of Buying and Selling Property

27th February 2020
Munro & Noble regularly host solicitor surgeries in Thurso, at the Pentland Hotel. This has proved particularly popular for individuals with a family law concern and for corporate organisations looking for sound commercial advice. As practising law becomes more diverse, Munro & Noble recognises that their lawyers need to be trained within different specialisation. This means that although the lawyer attending the solicitor surgery may not practise the specific area   Read more ...
Mobile Solicitor Surgeries in Thurso

19th February 2020
There’s a phrase we hear nearly every day in Lettings and it comes from landlords, some new but many with years of experience, and it goes a bit like this “No thanks, I don’t need an inventory, the property is empty” and our reply is always the same “if it’s got doors and windows, ceilings and walls, carpets and possibly curtains   Read more ...
Property Inventory

4th February 2020
Thousands of parents, and other family members, make financial contributions to help their children gain their first step on the property ladder. This is known as a gifted deposit and it is important to make your financial advisor, mortgage provider and your solicitor aware of this at the earliest opportunity. At an early stage of the process, you will need to provide evidence from the family member proving that the   Read more ...
The Bank of Mum and Dad

30th January 2020
Munro and Noble are delighted to announce that Aneta Hologa is joining our Financial Services team. Her mixture of skills from both her background in banking, and having worked as an independent mortgage adviser made her the ideal candidate to join the team and enable us to assist more clients with their mortgage and protection needs. 2019 saw our financial services business grow significantly, with a wide spread of clients, from   Read more ...
Aneta Hologa Munro and Noble Financial Services

18th December 2019
As 2019 draws to a close, it is always good to reflect on events that have shaped the business, both self-governed and those out-with our control. Political instability and uncertainty have undoubtedly had an impact on economic conditions. Businesses, like individuals are reticent to invest in times of despondent flux. That said, uncertainty can create opportunity. After all, many successful entrepreneurs started their businesses during periods of transition. Here at Munro    Read more ...
Change Happens

26th November 2019
Over the years Inverness has continued to grow and expand its offering for people living, working and visiting the city. With the steady stream of new residential housing developments appearing all the time, and the housing market remaining strong in the Highlands, it begs the questions, where does everybody work? Where does everybody come from? Using a sample of the last 100 mortgage applications received by our team, we looked at   Read more ...
Inverness

4th September 2019
As the saying goes, you never know what is round the corner, so before the proverbial bus knocks you down, make a Will before it is too late. Recent research has shown that more than half of the UK adult population do not have a Will. One in three people in the UK die without a Will and this can lead to surprising and upsetting consequences. Dying without a Will    Read more ...
Make a Will now before it's too late

22nd August 2019
As a firm with two dual qualified Solicitors we are often approached by clients wishing to buy a property in England and sell their home in Scotland and vice versa.  Whilst there are fundamental differences in the English and Scottish conveyancing processes it is possible for the two to align in order for transactions to complete effectively and efficiently. PROCEDURAL DIFFERENCES IN THE TWO SYSTEMS In England a potential   Read more ...
Scottish and English Conveyancing - Are the Two Compatible?

20th August 2019
When life gets busy and budgets are stretched, safeguarding your finances can often be overlooked. Taking the steps to protect your family’s future can be made easier with professional advice. Recent clients of Munro & Noble Financial Services explain their ‘cover story’: “We engaged Hamish to look at our mortgage options last year as we were coming to the end of our fixed rate period   Read more ...
Cover Stories: Life and Critical Illness

25th July 2019
Conveyancing Partner Bruce Miller explains why using a Solicitor Estate Agent can save you time and money when it comes to buying and selling property. In our last blog post: ‘High Street vs Online Estate Agents’, we looked at how quality high street Estate Agents like Munro & Noble will often achieve a better selling price for a property than an online agent. We also calculated that this   Read more ...
Why Use a Solicitor Estate Agent?

15th July 2019
Like most things, the digital age has changed the face of Estate Agency. No longer is the local newspaper the main form of property advertising, instead the use of smartphones, Social Media and online platforms such as Rightmove and Zoopla provide instant access to the market. However, the most notable change in Estate Agency in recent years is the emergence of online-only Estate Agents.  The way that buyers search   Read more ...
High Street Estate Agents vs Online Agents

8th July 2019
What does the word “croft” bring to mind? Some will picture a house, perhaps a one and a half storey, whitewashed building of a traditional design in a West Highland or Island setting. For others, it is a small farm, perhaps in an upland area. For the lawyer, a “Croft” is defined by the Crofting Acts. It used to be (fairly) simple.   In the   Read more ...
What is a Croft and where to find one?

26th June 2019
A pre-nuptial agreement is a written contract entered into prior to marriage and which marks provisions for assets and income in the event of divorce. No longer are they for the rich and famous but are instead a normal part of marriage preparations.   It looks to regulate some, if not all, financial matters which may arise from separation or divorce.  Commonly people think this means they are   Read more ...
Pre-Nuptial Agreement: Planning to fail or failing to plan?

19th June 2019
Today, all Solicitor firms are required by Anti-Money Laundering Regulation (AML) to thoroughly check how a client has obtained their wealth and from which account(s) the funds are to be transferred from.  At the outset of any conveyancing transaction, clients will be asked to provide two forms of identification. The first form of identification, should be photographic and consist of either a passport or driving licence and the   Read more ...
Buying a Property: Why do I have to prove my Source of Wealth?

11th June 2019
Yet more regulation is pending for landlords of residential properties.  Currently all landlords must have an Energy Performance Certificate (EPC) for their rental property and this must be made available to the tenant and displayed at the property.  New regulations start to come into effect next year and the Scottish Government are to publish guidance on this imminently. The first stage will require every rented property to have   Read more ...
Energy Efficiency Standards for Rented Properties

29th May 2019
For the final instalment in our May First Time Buyer mini-series, we’re taking you through the steps to finding your perfect first home. If you’ve been following throughout the month, you’ll have received advice from our conveyancing Solicitor Alida Bryce, who explained the Government’s Help to Buy Scheme allowing First Time Buyers to purchase a property with a low deposit. Our in-house   Read more ...
First Time Buyers: Finding Your Perfect Property

15th May 2019
Conveyancing Solicitor and Partner Alida Bryce talks about the options available to First Time Buyers with a low deposit. The new financial year for the Help to Buy Scheme started at the beginning of April. If any First Time Buyer would like to buy a property using the Help to Buy Scheme they can apply to buy a new build home without having to fund its entire cost and will   Read more ...
First Time Buyers: Funding Your Property Purchase

9th May 2019
Hamish Malcolm of Munro & Noble Financial Services guides first time buyers through the process of securing a mortgage. Recent statistics show that the number of first time property buyers has increased by 4% in the last 12 months. For those with minimal deposits, the mortgage lenders are responding positively, with the number of 95% Loan to Value products increasing from 246, 12 months ago to now over 300.  The average 2 year interest rate on   Read more ...
First Time Buyers: Preparing For Your First Mortgage

8th May 2019
We enjoyed a fantastic day at the Junior Highland Games at Gordonstoun last weekend.  This year, the games were raising money to support three brilliant charities: Scottish Network for Arthritis in Children (SNAC), Moray Fresh Start and Mikey's Line Inverness. Thank you to everyone who came along to visit our stand!
Munro & Noble at Gordonstoun Junior Highland Games 2019

1st May 2019
On Monday, the Law Society of Scotland held a seminar entitled ‘Cross Border Conveyancing’. Our Associate Solicitors Laura McCarthy and Kay Bevans Brown were invited to be two of the panel’s key note speakers. By employing solicitors qualified to practice in both Scotland and England & Wales, Munro and Noble are uniquely placed to offer clients a cross border conveyancing service. At the seminar, Kay and   Read more ...
Our Solicitors Laura McCarthy and Kay Bevans Brown deliver a Seminar at the Law Society of Scotland

25th April 2019
Highland Hospice: ‘Make a Will Month’ May During the month of May, Jill Miller Solicitor and Partner in our Dingwall office will be available to draw up your Will, in support of Highland Hospice. All you need to do is make an appointment during May with Jill Miller and provide a donation to the Highland Hospice. [Indicative donation amount being, single Will £100.00, pair of basic ‘mirror   Read more ...
Highland Hospice Make a Will Month

10th April 2019
Munro & Noble is delighted to be working with Mary MacFarlane of John Home Wealth Management, Senior Partner Practice of St. James’s Place Wealth Management. Based in Inverness, John Home Wealth Management offer a comprehensive range of wealth management solutions, including retirement planning, investment planning and inheritance tax planning. Mary and the team at John Home Wealth Management are committed to providing a highly personalised level of service   Read more ...
Munro & Noble Partnering with Mary MacFarlane of John Home Wealth Management

5th April 2019
Find the Easter egg hidden somewhere on our website to be in with a chance of winning Afternoon Tea for Four at the Kingsmills Hotel, Inverness! How to Enter: If you find the Easter egg image, screenshot a picture and email it to us along with your name– catherinej@munronoble.com We’ll draw a winner at random who will enjoy an afternoon tea for four at the   Read more ...
M&N Easter Egg Hunt - WIN Afternoon Tea for Four!

25th March 2019
Munro & Noble is delighted to announce that Fiona Williamson has obtained her Propertymark qualification in Estate Agency services. The firm strives to provide excellence in client care, coupled with the most appropriate service possible. We recognise that the best way to achieve this is to invest in our staff training. Unlike the highly regulated Scottish Lettings industry, an Estate Agency is currently not regulated and staff do not require   Read more ...
Fiona Williamson achieves Propertymark Estate Agency Qualification

4th March 2019
Munro & Noble regularly host solicitor surgeries in Thurso, at the Pentland Hotel. This has proved particularly popular for individuals with a family law concern and for corporate organisations looking for sound commercial advice. As practising law becomes more diverse, Munro & Noble recognises that their lawyers need to be trained within different specialisation. This means that although the lawyer attending the solicitor surgery may not practise the specific area   Read more ...
Munro & Noble Solicitor Surgery

12th February 2019
Following the success of the inaugural Finance Awards in 2018, the event is being hosted again at the Kingsmills Hotel on 26 April 2019. Munro & Noble is delighted to be partnering with Close Brothers to bring together this event, celebrating the success of local businesses in raising finance. Media Partner SPP wrote: We are currently living through uncertain times and this lack of political and economic clarity means traditional forms of commercial   Read more ...
Highlands and Islands Finance Awards

25th January 2019
We know that your home is probably the single largest investment you’ll ever make, so choosing the right agent that you can trust to get the best results for you is an important step in the process of selling your home. At Munro & Noble we understand you desire the very best in customer care and that you wish to achieve the best price for your property. Obtaining   Read more ...
Trust Munro & Noble to achieve the highest selling price for your property

10th December 2018
With the rise of online-only Estate Agents offering 'no commission' or seemingly cheaper options than their high street counterparts, it's little wonder that brands such as Purple Bricks and Emoov are shaking up the market. Potential sellers are drawn in by the prospect of selling their property without commission eating into their profit. This is understandable, every seller wants to achieve the best possible end result when selling their   Read more ...

30th October 2018
In comparison with many areas in Scotland, the Inverness economy is relatively buoyant. Population growth in Inverness is predicted to continue at pace. Hence, logic may suggest an established Highland law firm such as Munro & Noble would be prepared to sit back and embrace the Inverness growth opportunity and continue to expect their outlying clients to make the journey into the Highland capital. Not so. Unlike banks which are   Read more ...
Munro & Noble engage with clients in rural communities in the Highlands

23rd August 2018
Laura McCarthy, qualified in both Scottish and English Law examines the differences between the Scottish and English property conveyancing systems. As a dual qualified Solicitor practising in the Highlands I am often approached by clients wishing to buy a property in England and sell their home in Scotland and vice versa. Whilst there are fundamental differences in the English and Scottish conveyancing processes it is possible for the two to   Read more ...
Scottish and English Conveyancing Systems Explained

12th June 2018
Eight of the firm's bravest ladies put aside their inhibitions and danced in front of a very appreciative crowd at Eastgate Shopping Centre. The shopping centre was raining funds for the ARCHIE Foundation, Great Ormond Street Children’s Hospital and MFR Cash for Kids. Mary Nimmo, partner and Chairperson for the ARCHIE Foundation Highland Appeal said: “We have had great fun supporting Jackie Cuddy and her team   Read more ...
Fundraising for the ARCHIE Foundation

3rd April 2018
We are delighted to announce that from today Munro & Noble and George Street Law of Dingwall have joined forces under the Munro & Noble brand. The move will increase the firm’s employees to in excess of 50 and see the launch of a new property shop at 4 Church Street, Dingwall, IV15 9SB. George Street Law’s team of five will join the Munro & Noble team and   Read more ...
Senior Team at Munro and Noble

8th March 2018
Munro & Noble would like to apologise for not being unable to attend our Solicitor Surgery in Thurso earlier this month. Heavy snow fall prevented us making it further north than Tain. New dates for our next attendance at the Pentland Hotel between 12.00 midday and 5.00 pm are: Friday 6th April 2018 Friday 11th May 2018 In attendance will be Mary Nimmo partner. Mary deals with all types of Family matters and commercial   Read more ...

2nd March 2018
Friday 2nd March 2018: Due to the adverse weather conditions, we regret to inform you that our solicitors surgery scheduled for today between 12.00 and 17.00, at the Pentland Hotel in Thurso has been cancelled. Details of the re-schedule surgery will be posted in the forthcoming editions of both the Caithness Courier and John O'Groats Journal. Please accept our sincere apology for any inconvenience.